Before the Next Recession
Protect your retirement in 30 days.
- A day-by-day, 30-day plan: one small job a day
- Build a “cash wall” so you’re never forced to sell in a slump
- Stop-panic rules, bad-year withdrawal rules and a scam shield
Prepare before, not during
Nobody rings a bell when a recession starts.
We don’t predict recessions, and we don’t think anyone can do it reliably. But history shows why the calm months are the time to get ready.
Named late~1 yearThe recession that began in December 2007 was only officially announced in December 2008.
Hurt late, too10.0%Unemployment peaked in October 2009, four months after that recession had officially ended.
Since 194812U.S. recessions, about one every six years on average. Every one of them ended.
Sources. Recession dates: National Bureau of Economic Research (NBER), “US Business Cycle Expansions and Contractions”: 12 recessions from 1948 to 2020; the December 2007 peak was announced on December 1, 2008; the trough was June 2009. Unemployment: U.S. Bureau of Labor Statistics, Current Population Survey, seasonally adjusted rate (10.0% in October 2009; 14.8% in April 2020).
Getting ready takes a few calm weekends. Doing it in the middle of a storm is harder, so the best time is while the sky is still clear.
Get all 3 books — $49A 30-second self-check
Do you know these three things?
Be honest. Each “not sure” is answered, step by step, in the books.
How many months your essential bills could run on cash, without selling investments in a slump?Answered in Book 1
Which free public warning signs to check each month, and how often they have been wrong?Answered in Book 2
Your true monthly “floor”: the least you need to live well if times get tight?Answered in Book 3
Tap an answer for each question.
Get all 3 answers — $49
The complete set · best value
All 3 books $90 $49
You save $41
- 3 PDF ebooks: the 30-day plan, the 12 signals, and the hard-times handbook
- Instant download right after checkout
- Read on any phone, tablet or computer
- Print-friendly, with big, easy type and fill-in checklists
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Or pick one book
Three guides. One steady plan.
Short chapters. Real numbers. Checklists you can fill in.
Recession Warning Signs
12 signals anyone can check for free.
- The yield curve, the Sahm rule, jobless claims and 9 more, made simple
- Each signal’s real track record, false alarms included
- Where to look it up free, plus a monthly check-in sheet
The Hard Times Handbook
Live well when the economy doesn’t.
- A “hard-times budget” that shows your true monthly floor
- Pantry, meals for two, lower energy and insurance bills
- Help you’ve earned, food help for people over 60, and scam defense
Want all three? Get the bundle for $49 and save $41.
Questions
Before you buy
How do I get the books?
Right after you pay, you get a download link on screen and by email. Each book is a PDF. It opens on any phone, tablet or computer, and it prints well.
Are you predicting a recession?
No. Nobody can reliably say when the next recession will come, and we don’t try. These are preparation guides: plain steps that help in any economy, so you’re ready whenever hard times arrive.
Can I buy just one?
Yes. Each book is $21 on its own. If you want all three, the bundle is $49 and saves you $41.
Educational only. These guides are not financial, legal or tax advice, and they make no predictions or investment recommendations. All examples and numbers are illustrative and rounded unless a source is named. Rules, rates and amounts change, so check your own figures and talk to a licensed professional about your situation. No result is guaranteed.